3.99 %*
annual percentage rate
Maximum term of loan: 10 years
Using your savings as collateral, you can borrow at competitive low rates with convenient repayment terms.
Share Secured Loans are great for first time borrowers, or those looking to repair their credit history.
No credit qualifications required, and members can establish a good credit history with a Share Secured Loan.
At the end of the loan's term, your savings are still intact, and you'll continue to receive dividends throughout the loan term.
* Loan rate is subject to change.
9.90 % *
annual percentage rate
Maximum term of loan:
7 Years or 84 Months
Term Conditions: Must be a member 60 days to be eligible to
apply for a loan.
Minimum share balance of $500.00 or 5% whichever is greater of the Loan Amount in your Share Account.
Member may qualify to borrow up to $10,000.00 over and above your shares balance
* Loan rate is subject to change
2.00 %* above
Share Certificate Rate
Maximum term of loan not to exceed term of Share Certificate.
Minimum Loan Amount: $1,000.
Using your Northwood FCU Share Certificate as collateral, you can borrow at a low rate with convenient repayment terms.
No credit qualifications required, and members can establish a good credit history with a Share Secured Loan.
At the end of the loan's term, your savings are still intact, and you'll continue to receive dividends throughout the loan term.
* Loan rate is subject to change.
3 yr - 5.50 % *
4 yr - 5.99 % *
5 yr - 6.49 % *
6 yr - 6.99 % *
7 yr - 7.49 % *
annual percentage rate
Finance up to 100% of the
purchase price.
See us first before buying:
get Pre-approved!
A copy of the purchase invoice and proof of insurance is necessary when making
an application.
* APR as low as and Loan Rates
are subject to change.
4 Years - 7.99% *
annual percentage rate
Finance up to 80% of the NADA book value, provided that the auto in not less than $4,000.00 as published in NADA book.
The loan can included taxes
and tags.
Age of auto and term is not to exceed 11 years.
Maximum mileage of auto not to exceed 75,000 miles.
Minimum deposit of $200.00 must be maintained in member's share account.
A copy of the purchase invoice and proof of insurance is necessary when making an application.
* APR as low as and Loan Rates
are subject to change.
10 yr - 6.20 % *
15 yr - 6.40 % *
30 yr -6.65 % *
annual percentage rate
Finance up to 80% of the appraised property value.
A copy of the declaration page demonstrating proof of Homeowners insurance is necessary.
After loan approval you will provide the endorsement on the homeowners insurance policy listing the credit union's security interest.
*APR as low as and Loan rates
are subject to change.
If you would like to start a mortgage application, click on
"Get Started Application"
Copyright © 2024 Northwood Federal Credit Union - All Rights Reserved.
6836 Castor Ave. Phila, PA 19149 • 215-725-8100
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